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inflation investing stocks & shares TradFi

Why your 10% stock market gain may be an empty victory

It sounds like an investor’s dream: a 10% gain on your money every year. After all, the stock market’s long-term average annual return often lands somewhere in that ballpark, and many people would be thrilled to see their portfolio go up by 10% per year. Yet, if you take a closer look beneath the surface, […]

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crypto Ethereum investing Solana Sui

Why Altcoins Struggle to Be Long-Term Investments

The cryptocurrency space has seen explosive growth over the past decade, with new projects and altcoins emerging seemingly every day. While the potential of blockchain technology is undeniable, many altcoins struggle to position themselves as viable long-term investments. This tension arises from the interplay between rapid technological progression, speculative investing, and the absence of clear, […]

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gold investing

How Would a $25,000 Gold Revaluation Affect the S&P 500 and Stock Market?

What if the U.S. government suddenly revalued gold from $2,500 to $25,000 per ounce? Such a bold move would add trillions of dollars to the value of U.S. gold reserves and potentially offset a significant portion of the country’s $35 trillion national debt. However, this sudden shift would also send shockwaves through the stock market, […]

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inflation investing TradFi

The U.S. Debt Crisis and Unfunded Liabilities: What’s at Stake for the Future

The U.S. government’s financial situation is increasingly under scrutiny. With a national debt exceeding $36 trillion and unfunded liabilities estimated at $100–$200 trillion, these figures carry major implications for the country’s economic health and its role in the global economy. But what exactly are these liabilities, why are they so large, and what do they […]

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investing TradFi

Are Your Investments Actually Making You Money—Or Just Preserving It?

When you think about investing, the goal often feels straightforward: to grow your money. But when you factor in inflation—the gradual erosion of purchasing power—it’s not so simple. Are your investments truly creating wealth, or are they just maintaining the value of your money over time? Let’s dive into the data and perspective to uncover […]

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investing stocks & shares TradFi

The U.S. Debt and the Stock Market: Coincidence or Cause-and-Effect?

For decades, the U.S. national debt has grown, and so too has the stock market. This apparent correlation raises a compelling question: is it mere coincidence, or do rising levels of debt and the stock market’s upward trajectory share a causal relationship? Could the stock market have been even higher if the U.S. had borrowed […]

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Bitcoin crypto investing stablecoins

The Hardest Question in Crypto: What Does Your Token Actually DO???

Cryptocurrency founders love to talk. Podcasts, interviews, Twitter threads—you name it. They wax poetic about their project’s “game-changing potential,” dive into the intricacies of their “revolutionary tokenomics,” and endlessly pitch the vision of a decentralized future. But amidst all this noise, there’s one glaring omission in almost every discussion: What does your crypto token actually […]

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Bitcoin investing

Crypto Investing: Can You Really Handle a Near-Total Loss?

In the world of cryptocurrency, we’re often bombarded with narratives of moon shots, generational wealth, and revolutionary technology. But today, we’re going to dive into the most uncomfortable question every crypto investor needs to ask themselves: What happens if it all goes to zero? The Psychological Trap of Conviction Many crypto investors develop a near-religious […]

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Bitcoin investing stocks & shares TradFi

The Double-Edged Sword of Alpha: Why Timing Matters as Much as Insight

In the world of investing, much is said about the importance of having an edge—that unique insight or piece of information that others don’t yet know. But as George Gammon recently pointed out in a thought-provoking discussion, this edge only becomes valuable when others begin to recognize and act upon it. This observation underscores a […]

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inflation investing

What Happens to $100,000 in Savings Over 50 Years? An Inflation Analysis!

Saving money is one of the cornerstones of financial planning, but inflation can erode the purchasing power of your hard-earned savings over time. In this post, we’ll explore how different inflation rates affect the value of $100,000 in savings over 50 years. We’ll also consider how adding a 3% annual bank interest rate changes the […]

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investing TradFi

Book Review: “Where Are the Customers’ Yachts?” by Fred Schwed Jr.

If you’re looking to park your hard-earned money in a hedge fund—or any investment that promises champagne returns on a beer budget—stop everything. Before you so much as glance at a prospectus or a glossy pitch deck, do yourself (and your wallet) a favor and read Where Are the Customers’ Yachts?. For a $10 cover […]

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Bitcoin investing

Beyond the Price Tag: A Short Guide to Cryptocurrency Unit Pricing

In the wild world of cryptocurrency investing, few concepts are as misunderstood as unit price. New investors often fixate on the per-token cost, treating it like a simple price tag at a store. But in the complex ecosystem of digital assets, unit price is far more nuanced than it appears. What Exactly is Unit Price? […]

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Bitcoin gold investing stocks & shares

How Increasing Inequality Drives Asset Prices Higher

The argument that rising inequality drives asset prices increasingly higher is rooted in economic dynamics that govern wealth distribution, saving behavior, and investment choices. When wealth becomes concentrated in the hands of the richest individuals, it creates a self-reinforcing cycle that pushes asset prices upward, often detached from broader economic fundamentals. This effect is amplified […]

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Bitcoin investing

Understanding Diminishing Returns in Bitcoin: Why Huge Multiples Are a Thing of the Past

Bitcoin’s journey from obscurity to becoming a global financial phenomenon has been nothing short of extraordinary. Early investors in Bitcoin saw astronomical returns, transforming small investments into life-changing fortunes. But as Bitcoin matures, the concept of diminishing returns has become increasingly relevant. In this post, we’ll explore what diminishing returns mean in the context of […]

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Bitcoin gold investing

How Bitcoin-Created Wealth Is Shaping Global Financial Markets

The meteoric rise of Bitcoin has created extraordinary wealth for early adopters. When Bitcoin was trading at $10 or $100, many wealthy individuals and institutions poured millions into the cryptocurrency. As Bitcoin rose to $1000 and eventually to $100,000 per BTC, even more capital followed, creating billionaires almost overnight. But as Bitcoin matures and the […]

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gold investing

By how much would the US have to value its gold reserves (per ounce) to cancel out its entire $33 trillion debt?

Have you ever wondered what it would take for the United States to pay off its entire national debt using only its gold reserves? In this post, we’ll walk through the calculations to determine the gold price per ounce required to completely offset the current U.S. debt. Spoiler alert: it’s a much higher price than […]

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investing

Asymmetrical Odds vs Asymmetrical Outcomes (Explained)

Two incredibly important concepts when making any investment, but especially important when investing in cryptocurrencies (you’ll see why below), are the concepts of ‘asymmetrical odds’ and ‘asymmetrical outcomes’. What does ‘asymmetrical odds’ mean? Asymmetrical odds means a situation in which the probabilities of two events occurring are not equal (not 50%) for each event, i.e. […]

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gold investing

The Case Against Gold As A Good Investment

There’s a few very big things in favor of gold as an investment, including the hugely relevant points that gold is finite, rare and has a loooong history of being highly valued. But let’s forget about the positives for a minute, instead, let’s focus solely on all the negatives. Let’s go straight for everything I […]